Category: Insurance

When we think about insurance, most people immediately imagine life insurance — a safety net for loved ones after someone’s passing. However, general insurance is equally important in protecting the valuable things…

Several years ago, I met with a small business owner in Delhi who said, “I have insurance for my life—what more do I need?” That’s when it struck me: many people associate…

When I first started advising small business owners and families in Delhi about insurance, one thing stood out: most people focus on which policy to buy—but not on what kinds of risks…

When I first reviewed my own insurance policy, I noticed a section labelled “Rider” and asked myself: “Do I really need that extra cost for something I already have covered?” It turned…

When I first started advising a small manufacturing unit in Delhi on risk-management, one of the surprises for the owner was how many different insurances his business really needed—beyond just fire or…

When I began helping friends set up small businesses in Delhi, one question kept coming up: “If we pay the insurance premium upfront, which account does that go into?” It might feel…

When I first helped a friend set up his small business in Delhi, he paid the entire year’s insurance premium in one go and asked: “Should I record this as an expense…

When I first decided to get serious about protecting my family’s future and financial wellbeing, I realised something crucial — the person I speak with matters just as much as the policy…

When I first started advising friends and small business owners about financial planning in Delhi, one question came up again and again: “What kinds of insurance should I have?” It turns out…

When I first explored the world of international trade and shipping—especially seeing containers moving through the ports of Mumbai and Chennai—I realised one thing clearly: the sea, the inland waterways, the trucks…