Category: Insurance

Health Insurance in India is evolving to reflect social reality and diversity. A growing number of insurers now allow customers to cover same‑sex partners, live‑in partners, and a wider set of dependent…

Health is unpredictable — one day you’re perfectly fine, and the next, you might be facing a medical emergency that costs thousands of rupees. With the rising cost of healthcare in India,…

Health is wealth — a phrase that carries more meaning today than ever before. With the rising cost of medical care in India, a single hospitalization can easily drain years of savings.…

If you’ve ever paused and wondered how safe your property really is — be it your home, office or shop — you’re not alone. I’ve spoken to many people in Delhi and…

In the world of insurance, one term that always comes up is “premium.” Whether you’re buying life insurance, health insurance, or motor insurance — the premium is the price you pay for…

Owning a bike in India brings freedom, convenience, and adventure — but it also comes with responsibility. From unpredictable traffic to accident risks, protecting your two-wheeler is not just smart; it’s mandatory…

Insurance is all about managing risk — but before a company takes on that risk, it needs to evaluate how much risk it’s actually accepting. This crucial process is called underwriting. Whether…

When we think about insurance, most people immediately imagine life insurance — a safety net for loved ones after someone’s passing. However, general insurance is equally important in protecting the valuable things…

Several years ago, I met with a small business owner in Delhi who said, “I have insurance for my life—what more do I need?” That’s when it struck me: many people associate…

When I first started advising small business owners and families in Delhi about insurance, one thing stood out: most people focus on which policy to buy—but not on what kinds of risks…