I recently spent time in a studio with some of the most influential voices in the country. We weren’t there to talk about the latest stock market trends or the newest high-risk investment. We were there to peel back the layers of what I call the “Retirement Deception.” This is the idea that if you just follow the standard advice—invest in a 401k, stay the course, and pay your advisor a percentage of your assets—you’ll magically be okay. But after watching my own mother struggle when my father passed away, I know that for most families, that “standard advice” is a recipe for anxiety.
My mother was a stay-at-home mom for twenty years. When she suddenly had to manage a life insurance benefit, she trusted a professional to guide her. What she got instead was a statement that showed her interest gains being completely wiped out by management fees. She was taking 100% of the market risk while the house took 100% of the reward. This is why I was so motivated to join the film set of The Retirement Reset with Tucker Carlson. We wanted to expose the myths that the financial industry uses to keep people on the Wall Street roller coaster.
The truth about the Wall Street gamble
Most retirees don’t realize that they are playing a game with a stacked deck. Between hidden fees, inflation, and the looming threat of tax hikes, your “safe” portfolio might be anything but. In my book, Her Safe Retirement, I focus on the unique challenges women face—statistically living longer and often being the one left to manage the finances late in life. You need a Principal Protection Strategy that doesn’t rely on luck. When I helped my mother move her money into contractual, safe-money vehicles, she stopped being a victim of the market. She finally had the freedom to buy her dream house and raise my younger siblings with a steady, guaranteed paycheck.
A multi-dimensional approach to safety
At our firm in Franklin, we don’t just look at your balance. We look at your life. We use what I call a “Multi-Dimensional Approach” to retirement. This means we tackle the tax-free legacy transfers, the Medicare gaps, and the long-term care needs all at once. We want to help you create a “money silo” that pays you for as long as you live, regardless of what is happening in Washington. By utilizing Safe Insurance Products, we can provide growth that is locked in every year, so you never have to see a negative number on your statement again.
Quality service for the underdog
I decided years ago that I would rather help 5,000 families with excellence than chase 50,000 accounts with mediocrity. My family is my priority, and I know yours is too. That is why Retirement Renegade is built on the idea of putting the client first. We don’t want you to just retire with your dignity; we want you to thrive. If you’re tired of the deception and ready for a plan that offers actual guarantees, it’s time to have a different kind of conversation. Let’s sit down, have a coffee in our lobby, and figure out how to put you back in the driver’s seat of your own future.
